The Covid-19 pandemic brought many people to the emergency room for testing or Covid treatments. Many of which, had no health insurance or benefits, which naturally, caused panic and concern. Can I survive this pandemic with my health, without putting myself in the hole due to the outrageous costs of treatments and testing in emergency rooms and urgent cares? In the beginning stages of the pandemic, it was like pulling teeth to find a place to get tested, let alone a place where it didn’t cost an arm and a leg. For those Americans who make enough to get by but opt out of health insurance due to cutting costs, Medicaid was simply not an option for them because they did not qualify. But making enough to get by and also being able to afford health insurance is just not fiscally feasible for some citizens. However, those who had lost their jobs and benefits, were granted aid and potential Medicaid qualifications, due their sudden financial crisis. With that though, (1) due to the increase in need of coverage, insurance premiums increased significantly. (2) While some states expanded Medicaid eligibility by waving some of the qualifications like being disabled or pregnant, you still had to make below 138% of the poverty line, and childless adults are ineligible, regardless of their income. With that, the “$2,000,000 bailout bill did not provide insurance coverage or subsidies”. All of this can be extremely confusing for an individual, especially those who did not have coverage pre-pandemic, who now suffer even more financially. We live in a time where you either opt out of insurance coverage and pray you don’t get sick, or you spend a huge chunk of your paycheck on something you may not need. It’s disheartening that a lot of people have to choose to put food on their table or get the medications or medical assistance they need.
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